Privacy Policy

Last updated: July 21, 2026

1. Introduction

Skeoz ("we," "us," "our") provides a personal finance and faith application (the "App"). This Privacy Policy explains what information we collect, how we use it, and the choices you have. By using Skeoz, you agree to the practices described here.

2. Information We Collect

Account information. When you create an account, we collect your name, email address, and authentication details.

Financial data you provide. Transactions, budgets, and other entries you add manually within the App.

Usage data. App interactions, device type, operating system, and crash logs, collected to improve stability and performance.

Local storage. Free-tier users' data is stored locally on-device. Premium-tier users' data is additionally synced to our secure cloud database so it's available across devices.

3. How We Use Your Information

• To provide, maintain, and improve the App's features.
• To sync your data across your devices (premium users).
• To communicate with you about updates, features, or support requests.
• To detect, prevent, and address technical issues or fraudulent activity.

4. How We Share Your Information

We do not sell your personal or financial data. We may share information with:

• Service providers who help us operate the App (e.g., cloud hosting, authentication, subscription/payment processing), bound by confidentiality obligations.
• Legal authorities where required by law, regulation, or legal process.
• A successor entity in the event of a merger, acquisition, or sale of assets, with notice to you.

5. Data Storage & Security

We use industry-standard measures to protect your data, including encrypted connections and access controls on our cloud infrastructure.

6. Your Choices & Rights

• You may access, update, or delete your account information within the App at any time.
• You may request a copy of your data or full account deletion by contacting us at support@skeoz.com.

7. Children's Privacy

Skeoz is not directed to children under 13, and we do not knowingly collect personal information from them. If you believe a child has provided us information, please contact us so we can remove it.

8. Third-Party Services

The App may use third-party services (such as payment processing or analytics providers) that have their own privacy practices. We encourage you to review their policies.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by updating the "Last updated" date above or through in-app notice.

10. Contact Us

Questions about this Privacy Policy can be sent to support@skeoz.com