Built for faithful stewardship

Steward what you've been given.

Skeoz brings your finances and your faith into the same daily rhythm — steward your money with wisdom, remember God's faithfulness, and grow one faithful step at a time.

★★★★★ Money tells the story of what you spend. Faith tells the story of why. Skeoz brings both together.
WHAT MAKES SKEOZ DIFFERENT

Your money and your faith,
finally in the same place.

Most budgeting apps help you manage your money.
Skeoz helps you steward it.
By bringing your finances and your faith into the same daily rhythm,
every transaction becomes more than a number.

Finance

Everything your budget needs.

Expenses, income, transfers, bills, and loans — tracked without the spreadsheet headache.

  • Expense & income tracking
  • Transfers between accounts
  • Recurring bills, on autopilot
  • Loan tracking, balance to zero
  • Group expense splitting
Skeoz Logo

They're one journey

Faith

A record of God's faithfulness

Prayer, reflection, and gratitude — built into the same rhythm as your budget.

  • Prayer requests & answered prayers
  • Daily faith journal
  • Daily check-in
  • Stewardship testimony timeline
Finance

Everything you need to steward your money well.

From your first expense to your biggest financial goal, Skeoz keeps everything organized in one simple place.

Income

Track salary, side income, and everything else coming in.

Expense tracking

Log expenses in seconds and know exactly where every peso goes.

Transactions

Every transaction, organized and easy to find.

Transfers

Move money between accounts and keep every balance accurate.

Savings goals

Set a target, add funds, and watch progress build toward it.

Recurring bills

Never miss rent, subscriptions, or utilities again.

Loan tracking

Track what you owe—or what's owed to you—until every balance reaches zero.

Group splitting

Split a trip or a bill with friends and always know who owes what.

Most finance apps stop here. We don't.

Signature feature

The Market Run.
Every shopping trip, remembered.

Whether you're buying bulk groceries, hardware, office supplies, pet essentials, or anything in between, Skeoz remembers every item and every price. The next time you shop, you'll instantly see what's changed.

  • Log an entire trip in one entry, itemized as you go
  • Automatic price history across every repeat run
  • Spot the creep before it hits your whole budget
Neighborhood Store Jul 18
Cream Cheese 225g₱155.00
All-purpose cream₱71.00
Salted butter₱149₱161.00
Egg ×12₱96.00
Ham ×2₱142.00
Total₱673.00
Salted butter · price history
✈️
Japan 2026
Dec 1 – Dec 5
Total Spent₱3,375
Still Owed₱1,125
Collected₱2,250
Who owes you
Simon ₱1,125.00
Shared Expense

Shared Expenses.
Stop chasing people for payments.

Whether it's a weekend getaway, a Japan trip, dinner with friends, or a shared purchase, Skeoz keeps track of every expense, who owes you, and who's already settled—so you can enjoy the moment instead of doing math afterwards

  • Split only with the people involved
  • Track exactly who still owes you
  • Mark payments as they happen
  • Instantly record repayments into your account
Faith

Stewardship isn't just numbers. Skeoz remembers that.

Money shapes your days. Faith shapes your heart. Skeoz keeps both together—so your stewardship never becomes just numbers.

Prayer

Record what you're trusting God for—and remember His faithfulness when He answers.

"I am trusting God for a new house for my family"

Journal

Capture your thoughts, lessons, and conversations with God—one season at a time.

"Dear Abba, this new season..."

Daily check-in

Pause for a moment. Reflect on your finances, your heart, and how today really went.

Testimony timeline

Look back and see the story God has been writing through answered prayers and faithful stewardship.

Build the vessel faithfully.
The provision will find it.
The heart behind Skeoz
Ready when you are

Start stewarding what you've been given.

Download Skeoz and discover what happens when your finances and your faith finally move in the same direction.

Faithful with little. Prepared for much.