Frequently asked
questions

Skeoz is a personal finance app built around a simple idea: everything you have is entrusted to you to steward well. It brings budgeting and transaction tracking into one place, alongside faith-based reflection to help you stay grounded in why you manage money the way you do.

"Skeoz" is inspired by the Greek word for a vessel or tool set apart for a purpose — a fitting picture of what stewardship is: taking what you've been given and using it well.

No. Skeoz is built from a Christian worldview, but it's designed for anyone who wants their finances shaped by faith and generosity, regardless of church background.

Alongside budgeting, Skeoz includes a prayer journal, a daily check-in, and a stewardship testimony timeline — space to reflect on how God is working through your finances, not just track where the money went.

Skeoz is live on the App Store now. Android is on its way — we'll announce the moment it's live on the Play Store, so keep an eye on our Facebook and Instagram.

Free accounts can track transactions, set budgets, and use the core faith. Your data stays stored securely on your device.

Premium unlocks cloud sync across devices and deeper reporting and insights. It's around $0.99/month or $9.99/year (₱99/month or ₱999/year in the Philippines) — pricing is shown in your local currency in the App Store and may vary slightly by country.

Manual entry only. Skeoz doesn't currently connect to a bank-linking service, so you'd add accounts yourself.

Yes. Skeoz supports multiple currencies, so whether you're budgeting in PHP or another currency, your transactions, budgets, and reports will reflect the currency you choose.

Market Run is a quick logger for bulk shopping trips — log everything you spent at the market, grocery, or any store in one go. Skeoz remembers the items and prices, so next time you shop, you'll instantly see what's changed.

Shared Expense lets you split costs you've fronted for a group — say you covered the hotel for a trip of 5. Log who was involved, and Skeoz tracks who's paid you back and who still owes you, so you're not chasing people down or doing the math yourself.

Right now each account is individual, but Shared Expense lets you log costs you've fronted for a group and track who's paid you back.

Subscriptions are billed through the App Store (or Play Store once Android launches), so you can manage or cancel them directly from your phone's subscription settings at any time — Skeoz doesn't handle billing directly.

Yes. Free-tier data lives locally on your device. Premium data is synced through an encrypted, access-controlled cloud database. We never sell your personal or financial information — see the Privacy Policy for full details.

Yes, you can upgrade or downgrade anytime. Since free users store data locally (Hive) and Premium syncs to Firestore, downgrading would mean: cloud sync stops, and your data stays accessible on that device but can no longer be backed up

No — your data is never sold and never used for advertising or AI training.

Since in-app account deletion isn't available yet, email us at support@skeoz.com to request deletion, and we'll remove your data from our servers within 30 days of your request, except where we're legally required to retain certain records.

Not yet built in — if you need your data before downgrading or deleting your account, email support@skeoz.com and we'll help you out.